Perspectives Based on Knowledge

Guidance Forged by Experience

Beyond the Index: Q3 Market Breadth, Earnings and the Fed

Tom Moran, Don Drury and Tyler Hardt, CFA, discuss a narrow Q3 market, earnings calls, the Fed and where they see value on Quarter Over

Spousal Lifetime Access Trusts (SLATs): How They Work, Pros and Cons

A spousal lifetime access trust (SLAT) lets one spouse use their 2026 estate and gift tax exemption while the other spouse keeps indirect access. Learn

Florida Voters Approve Amendment 3: What the Homestead Changes Mean for Residents and New Arrivals

Florida voters approved Amendment 3. Here is what changes for homestead exemptions, second homes and new residents, and why December 31, 2026 matters.

Cash Balance Plans for Business Owners: Contribution Limits, Costs, and When They Fit

A cash balance plan can allow larger deductible contributions than a 401(k), with 2026 benefit limits of $290,000. Here is how it works, what it

Domestic Geoarbitrage: What to Consider Before Moving to a Tax-Friendlier State

Aaron Simpson and Tony Stich discuss domestic geoarbitrage on Dime After Dime (E023): what to weigh beyond taxes before relocating, how to make a move

Is a Great Company Always a Great Stock?

Tony Stich and Don Drury launch Smokin' Stocks with a friendly debate over a popular growth stock, valuation, and the market backdrop. Watch or listen

How to Calculate Your RMD: The Formula Step by Step

Your required minimum distribution comes from one IRS formula. Here is how to find the right balance, age and divisor, and how the math works

Financial Moves Before Retiring to Florida in 2026

Domicile paperwork is just the start. Here's what else needs attention before, during, and after a move to Florida in retirement.

Insights That Drive Better Decisions

Stay ahead with expert perspectives on markets, risk, and opportunity, grounded in a disciplined approach to long-term wealth management.