Perspectives Based on Knowledge
Guidance Forged by Experience
Moran Monthly Digest: Jan. 2026
January 2026 message and insights from our founder, Tom Moran.
Social Security Claiming
Learn how Social Security fits into the broader retirement picture.
Planning Your Giving in Retirement
Charitable giving is personal. Learn how Qualified Charitable Distributions work in 2025 and why they’re often discussed in retirement and charitable planning.
Understanding Annuities
Explore how annuities work, key pros and cons, and why fees, surrender charges, and inflation risk matter for long-term income decisions.
The Retirement Move
Downsizing can simplify retirement—but it doesn’t always cut costs. Use this clear framework to weigh lifestyle, home equity, and long-term needs.
Why Estate Planning Matters
Estate planning involves more than creating a will. Explore common documents and why periodic updates are beneficial.
From Saving to Spending
Retirement doesn’t always mean spending less. Travel, healthcare, and everyday costs can add up fast.
Taxes, Trusts, and Timing
Thoughtful tax planning helps shape how wealth moves across generations while preserving harmony and clarity.
Age, Rates, and Retirement
What rising rates and your age could mean for retirement planning.
Think Twice About Your 401(k)
Your 401(k) is a key part of retirement planning. Julie Rich breaks down five common mistakes and why they matter.